I won't comment on sizing since Kelly is your local source. I will just add a story.
A friend of mine went to Campeche, Mexico, to fish for tarpon. He asked me to tie a bunch of Campeche Specials
for him. Just for fun, I tied a size 2/0 tan Woolly Bugger on a Trey Combes saltwater hook. The Campeche Specials caught a lot of fish for him, but the oversized Woolly Bugger caught his largest fish. It was a 125 pound tarpon.